A Collage button lays out two, three, four or six empty photo boxes at once; click a box to fill it, or drop image files from your desktop straight onto the card and each one becomes a layer where it landed. Every image now has a floating toolbar: change the picture, crop (drag the photo inside its box, wheel to zoom), fill or fit, send it behind the template, duplicate, delete. Text boxes and shapes get the same bar with their colour and bold. The Layers panel adds Text, Image, Shape and Collage right where the list is.