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r/PHCreditCards

284.7K members. The best post we have captured here reached 134 upvotes, which works out to 0 per 1,000 members.

0peak upvotes per 1,000 members
284.7Kmembers
134best post
202most comments
301posts we track

Open r/PHCreditCards on Reddit ↗

What actually lands here

The mix of post types among everything we have captured. Posting a link where almost nothing but images lands is wasted effort, and this is the fastest way to see it.

54% 24% 17%
Text 54% Image 24% Question 17% Gallery 5%

The topics it labels

Flairs are the community's own categories, and the closest thing a subreddit has to telling you what it wants.

BPI 41 BDO 38 Metrobank / PSBank 26 UnionBank 24 RCBC 22 xPays (Google/Apple/Samsung) 15 Card Recommendation 14 EastWest 13 IDRP / Utang 13 Possible Scam Calls 12

What the ceiling looks like

The biggest posts we have captured here. Links go to the original on Reddit.

Credit / utang / loans ≠ emergency fund or savings

↑ 134 💬 18 text 2026

my aunt maxed out my creditcard and promise to pay not until she died

↑ 105 💬 84 image 2026

PNB NAFFL Promo for Platinum and World MC!

↑ 86 💬 71 image 2026

Finally na-approved na din!

↑ 78 💬 43 image 2026

Small claims filing - cc debt

↑ 72 💬 19 image 2026

Scammer Forgot to switch accounts

↑ 71 💬 11 image 2026

Best way to redeem BPI Rewards

↑ 63 💬 55 image 2026

Finally approved to RCBC after many years but,..

↑ 51 💬 53 image 2026

CHINABANK FREEDOM TO WORLD MASTERCARD UPGRADE TIMELINE

↑ 48 💬 22 image 2026

Metrobank Customer Service Has Really Gone Downhill Lately

↑ 32 💬 20 image 2026

Communities its size

Within four times the member count either way, so the comparison is fair. Sorted by upside.

r/PHCreditCards, in numbers

Answered from the posts ViralHunt holds from this community, not from Reddit's own about page.

How many members does r/PHCreditCards have?
r/PHCreditCards has about 284.7K members. ViralHunt has tracked 301 of its posts; the biggest reached 134 upvotes, which is 0 per 1,000 members.
What is the most viral post on r/PHCreditCards?
"Credit / utang / loans ≠ emergency fund or savings" reached 134 upvotes and 18 comments in 2026, the highest score among the posts we hold from r/PHCreditCards.
What subreddits are similar to r/PHCreditCards?
Communities of a comparable size we track: r/Global_News_Hub, r/FBI, r/Trumpvirus, r/alaska, r/Whistleblowers, r/Louisiana.
What kind of posts do best on r/PHCreditCards?
Of the posts we hold, 54% are text posts and 24% are image posts.
When is the best time to post on r/PHCreditCards?
Across 301 timestamped posts we hold, the slots whose posts averaged the highest score are Wednesday at 14:00 UTC (60 avg upvotes), Tuesday at 06:00 UTC (54 avg upvotes), Saturday at 05:00 UTC (20 avg upvotes). The busiest day is Friday. For Reddit as a whole, see the best time to post on Reddit page.
How many upvotes does a post need to reach the top of r/PHCreditCards?
The 20th-best post we hold from r/PHCreditCards has 20 upvotes, so that is roughly the bar for the top twenty. We captured 301 posts from it in the last 30 days.

See what is climbing here before you write

ViralHunt tracks Reddit and eight other networks, records how every post grows, and puts what is taking off in front of your team in one list.

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Every figure here is what ViralHunt has captured from r/PHCreditCards, not everything the community has ever posted. We deliberately do not publish an average score: our sample is weighted toward a community's best posts, so an average would be flattering and wrong. Peak per 1,000 members is computed the same way for every community listed. See how we measure.